Credit Cards...

[TheQuietPlace]

Howdy guys.

My 18th birthday is in 2 days, and while I don't necessarily want to get approved for a credit card then, I do want to know more about them...

Other than a low interest rate, what should I be looking for in a card, or does it really depend on person to person?

~TQP

[VoldtaEngler]

Whatever you do..make a small purchase if you get one. Then immediately pay it off. It helps your credit score. Then don't use it again for a while.

Worse thing anyone could do is get a credit card young and be late on their bills. Its all down hill from there!

[bohoki]

yes always pay off the balance when you get the statement

dont sit on a statement till the end of the month put in a check and mail it promptly

i like credit cards they allow me to buy things through the day and not come home with a pocket full of coins

of course "the man" can track you and shut you down if they want so keep a bit of cash on hand

knowing that the man can freeze accounts sure doesnt inspire confidence in the banking system

but a matress full of cash is stupid

[Mr Karl]

get a card from a real company like visa or mc, and get it through your bank

[mmmcherry]

OR if they wont give you one... theyll fuckin give creditcards to cats but not to perfectly human people that just want a credit card... BECAUSE YOU HAVE NO CREDIT!! and to get credit? YOU NEED A CREDIT CARD!! hahaa... explain that one...
anyways. none of that makes sense, but if they dont give you one, you can always get a prepaid credit card from like money mart or some shit. i dont think itll build your credit or anything ,but theyre really handy, especially for buying stuff online.
and no bills in the mail